PMJAY id kaise banaye - How to get PMJAY ID From UTIITSL Portal.

How to get PM JAY(Pradhan Mantri Jan Arogya Yojana) ID From UTIITSL Portal.

PMJAY id kaise banaye, How to get PMJAY ID From UTIITSL Portal,

What is PMJAY?

PMJAY stands for Pradhan Mantri Jan Arogya Yojana, which is a health insurance scheme launched by the government of India in 2018. The scheme aims to provide financial protection to poor and vulnerable families from catastrophic health expenditures and to improve access to quality healthcare services across the country.

Under PMJAY, eligible beneficiaries are entitled to receive health insurance coverage of up to INR 5 lakhs per family per year for secondary and tertiary hospitalization expenses. The scheme covers expenses related to pre and post-hospitalization care, medical examination, and treatment procedures.

PMJAY is also known as Ayushman Bharat Yojana and is a part of the larger Ayushman Bharat program, which also includes the establishment of health and wellness centers across the country to provide comprehensive primary healthcare services.

Financing of the PMJAY Scheme?

The Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship healthcare scheme of the Government of India that aims to provide health coverage to the economically vulnerable sections of society. The scheme is funded through a mix of sources, including both government funding and insurance premiums.

The central government contributes 60% of the funding for the scheme, while the remaining 40% is contributed by the state governments. The funding is provided through the National Health Agency (NHA), which is the implementing agency for the PMJAY.

To ensure the financial sustainability of the scheme, the PMJAY also includes a provision for insurance premiums. Families who are eligible for the scheme are required to pay a nominal premium of Rs. 30 per year, which is subsidized by the government for those who are unable to afford it.

Additionally, the PMJAY also allows for partnerships with private insurance companies, who can provide insurance coverage to eligible families under the scheme. The premiums paid by the families are used to pay for the insurance coverage, while the government provides financial assistance to the insurance companies to help them manage the risks associated with providing coverage to the economically vulnerable sections of society.

Overall, the financing of the PMJAY is a collaborative effort between the central and state governments, insurance companies, and eligible families. The goal is to ensure that the scheme remains financially sustainable while providing much-needed healthcare coverage to those who need it most.

Do you Know about UTIITSL?

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 How to get PMJAY ID From UTIITSL Portal.

Yes, UTI Infrastructure Technology and Services Limited (UTIITSL) is a government-owned company that provides technology and outsourcing services to the financial and government sectors in India. It was established in 1993 and is headquartered in Mumbai, Maharashtra. UTIITSL offers a range of services such as PAN card application processing, mutual fund transfer agency, insurance repository services, and e-governance solutions, among others. The company has a widespread network of offices and service centers across the country, and it has been a key player in transforming the delivery of public services in India.

How to get Benefit  a Person From to PMJAY?

PMJAY, or Pradhan Mantri Jan Arogya Yojana, is a health insurance scheme launched by the Government of India to provide financial protection to vulnerable families from catastrophic health expenditures.

To get benefits from PMJAY, a person needs to be eligible for the scheme. The eligibility criteria include:

1.The person should be a citizen of India or a beneficiary of any government health scheme.
2.The person's name should appear in the SECC (Socio-Economic Caste Census) 2011 database.
3.The person should belong to a low-income household, identified as per the SECC database.
Once the eligibility is established, the person can avail of the following benefits under the PMJAY scheme:

1.Cashless hospitalization: The scheme provides coverage of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization.
2. Pre and post-hospitalization expenses: The scheme also covers expenses related to medical procedures incurred 15 days before and 60 days after hospitalization.
3.Treatment for specified illnesses: The scheme covers the cost of treatment for more than 1,400 medical procedures, including heart surgeries, knee replacements, and cancer treatment.
4.Portability: The scheme allows portability of benefits, which means that the beneficiary can avail of the benefits in any of the empaneled hospitals across India.

To avail of these benefits, the person needs to produce their PMJAY e-card or Aadhaar card and the hospitalization form at any of the empaneled hospitals. The hospital will verify the eligibility of the beneficiary and provide cashless treatment or reimburse the expenses incurred, as applicable.

How to get Utility From UTIITSL?

 How to get PMJAY ID From UTIITSL Portal.

UTI Infrastructure Technology And Services Limited (UTIITSL) is a government-owned company that provides a range of services related to financial and information technology sectors, including PAN card services, tax processing, insurance, and e-governance solutions.

If you are looking to get utility from UTIITSL, you can avail their services that best fit your needs. Here are some of the ways to avail UTIITSL services:

Visit UTIITSL's website: You can visit UTIITSL's official website and explore the range of services they offer. You can then choose the service you require and follow the process to avail it.

Visit a UTIITSL office: UTIITSL has several offices across India. You can visit the nearest office and enquire about the services you need. The representative at the office will guide you on how to proceed.

Call UTIITSL's customer care: You can also call UTIITSL's customer care at their toll-free number 1800220306 or +91-22-67931300 to know more about their services and how to avail them.

Use UTIITSL's mobile app: UTIITSL has a mobile app that you can download from the Google Play Store or Apple App Store. You can use the app to avail their services and track your applications.

In summary, you can get utility from UTIITSL by exploring their services on their website, visiting their offices, calling their customer care, or using their mobile app.

Eligibility of a Beneficiary for PMJAY?

The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat, is a health insurance scheme launched by the Government of India. It aims to provide financial protection and health care services to vulnerable families and individuals who are identified as being deprived and socio-economically backward.

To be eligible for PMJAY, a beneficiary must meet the following criteria:

Socio-Economic Caste Census (SECC) List: The beneficiary must be identified as being deprived and socio-economically backward based on the SECC database. The database has been prepared by the government to ensure that the benefits of PMJAY are provided to the right people.

Family: The scheme covers both nuclear and extended families. A family is defined as a unit consisting of the husband, wife, and children up to the age of 23 years.

Income: The beneficiary's family income should not exceed Rs. 5,00,000 per annum.

Age: There is no age limit to be eligible for PMJAY. The scheme covers all individuals, from newborns to senior citizens.

Gender: The scheme provides coverage to all genders and includes transgender individuals.

It is important to note that the eligibility criteria may vary slightly in different states, and it is recommended to check with the nearest empanelled hospital or the PMJAY website for the latest information.

Benefits of PMJAY for the Card Holders?

PMJAY (Pradhan Mantri Jan Arogya Yojana), also known as Ayushman Bharat, is a flagship health insurance scheme launched by the Indian government in 2018. It aims to provide financial protection to over 100 million vulnerable families in India through a health insurance cover of up to INR 5 lakhs per family per year.

The benefits of PMJAY for the cardholders are:

1.Financial protection: PMJAY provides financial protection to the beneficiaries in case of hospitalization. The scheme covers most of the medical expenses, including hospitalization expenses, pre and post-hospitalization expenses, and medication costs.

2.Wide range of treatments: The scheme covers more than 1,500 medical procedures and treatments, including surgeries, therapies, and diagnostic tests. It includes both medical and surgical procedures, and treatment of critical illnesses such as cancer, heart diseases, and kidney diseases.

3.Cashless treatment: PMJAY cardholders can avail of cashless treatment at any of the empaneled hospitals across India. They do not have to worry about paying upfront for the treatment and can focus on getting the best medical care for themselves or their family members.

4.Empanelled hospitals: PMJAY has empaneled both public and private hospitals across India. This provides the beneficiaries with a wide range of options to choose from and access to quality healthcare facilities.

5.Reduced out-of-pocket expenditure: PMJAY reduces the out-of-pocket expenditure for the beneficiaries by covering most of the medical expenses. This helps the beneficiaries to save their hard-earned money and use it for other essential needs.

Overall, PMJAY provides a much-needed financial safety net for vulnerable families in India and helps them to access quality healthcare facilities without worrying about the high cost of medical treatment.

Process of Hospital Empanelment of PM-JAY?

The process of hospital empanelment under the Pradhan Mantri Jan Arogya Yojana (PM-JAY) involves the following steps:

1.Eligibility: First and foremost, the hospital needs to check if it meets the eligibility criteria for empanelment under PM-JAY. The hospital needs to have a minimum of 10 beds, be registered under the Clinical Establishment Act, and have a valid license to operate.

2.Online Application: The hospital needs to submit an online application for empanelment under PM-JAY on the official website of the National Health Authority (NHA). The application needs to be submitted along with all the required documents.

3.Document Verification: The NHA verifies the documents submitted by the hospital. The documents include the registration certificate of the hospital, proof of ownership or lease agreement of the premises, proof of facilities like operation theater, ICU, diagnostic facilities, etc., and details of the medical team.

4.Inspection: After document verification, the NHA conducts an inspection of the hospital to check if it meets the minimum infrastructure and quality standards required for empanelment under PM-JAY.

5.Empanelment: If the hospital meets all the eligibility criteria and quality standards, the NHA empanels the hospital under PM-JAY. The hospital is then listed on the PM-JAY website and can start providing services to PM-JAY beneficiaries.

It is important to note that empanelment under PM-JAY is a continuous process, and the hospital needs to maintain the quality standards to remain empanelled under PM-JAY. The NHA may conduct regular inspections and take necessary actions against hospitals that fail to meet the quality standards.

IT System Under PMJAY?

PM-JAY (Pradhan Mantri Jan Arogya Yojana) is a government-run health insurance scheme in India, also known as Ayushman Bharat. The IT system under PM-JAY is designed to facilitate the implementation of the scheme and ensure its smooth operation. The key components of the IT system under PM-JAY are:

Beneficiary Identification System (BIS): BIS is a central system that stores the details of all eligible beneficiaries under the PM-JAY scheme. It is used to identify beneficiaries at the time of hospitalization and to authenticate their identity using biometric data.

Health Benefits Management System (HBMS): HBMS is a web-based application that manages the health benefits provided under the PM-JAY scheme. It is used to track and monitor the treatment of beneficiaries in empaneled hospitals and to process claims for reimbursement.

Electronic Medical Record (EMR) Standards: The PM-JAY scheme mandates the use of standard electronic medical records (EMRs) to ensure that the medical data of beneficiaries is captured and stored in a uniform manner. This helps to facilitate the exchange of medical information between healthcare providers and improve the quality of care.

Fraud Control and Monitoring System: The PM-JAY scheme has a comprehensive fraud control and monitoring system in place to prevent and detect fraud and abuse. The system uses advanced analytics and machine learning algorithms to identify suspicious patterns of behavior and alert authorities.

Mobile Application: PM-JAY also has a mobile application that allows beneficiaries to access information about the scheme, including their eligibility, empaneled hospitals, and the status of their claims. The application also enables beneficiaries to provide feedback and rate the quality of care they receive.

Overall, the IT system under PM-JAY is a critical component of the scheme, helping to ensure that beneficiaries receive high-quality healthcare services and that the scheme operates efficiently and effectively.

Awareness & Communication of PMJAY?

PMJAY, or Pradhan Mantri Jan Arogya Yojana, is a health insurance scheme launched by the Government of India to provide financial protection to underprivileged families. The scheme aims to cover over 10 crore families (approximately 50 crore beneficiaries) in the country.

To raise awareness about PMJAY, the government has undertaken various communication strategies. Some of these include:

1.Mass media campaigns: The government has launched mass media campaigns through print, electronic, and digital media to spread awareness about PMJAY. These campaigns are designed to reach a large number of people across the country and inform them about the benefits of the scheme.

2.Community outreach programs: The government has also organized community outreach programs to educate people about PMJAY. These programs are conducted in rural areas and are aimed at reaching out to underprivileged families who may not have access to information through mainstream media.

3.Collaboration with state governments: The government has collaborated with state governments to promote PMJAY. State governments have been encouraged to organize awareness campaigns at the local level and to work with local communities to spread the word about the scheme.

4.Enrollment camps: The government has organized enrollment camps in various parts of the country to make it easier for people to enroll in PMJAY. These camps are designed to make the enrollment process simple and accessible to all.

Overall, the government has taken a multi-pronged approach to promote PMJAY and to ensure that underprivileged families are aware of the scheme and its benefits.

Support Systems of PM-JAY?

Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a health insurance scheme launched by the Government of India to provide financial protection to poor and vulnerable families against high healthcare costs. The scheme provides coverage of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization.

To support the implementation of PM-JAY, several support systems have been put in place. These include:

1.IT Systems: PM-JAY has a robust IT infrastructure to support the scheme's implementation, which includes an online portal for beneficiary identification, e-cards, and hospital empanelment. The IT systems also provide real-time monitoring of the scheme's progress and performance.

2.Call Center: PM-JAY has a dedicated call center to address beneficiaries' queries and grievances. The call center is available 24x7 and provides support in multiple languages.

3.Grievance Redressal Mechanism: PM-JAY has a well-defined grievance redressal mechanism to address beneficiaries' complaints and grievances. The mechanism includes a dedicated portal and a toll-free number, among other channels.

4.Empanelled Hospitals: PM-JAY has a network of empanelled hospitals that provide cashless treatment to beneficiaries. The scheme has empanelled both public and private hospitals, ensuring a wide range of healthcare services are available to beneficiaries.

5.Capacity Building: PM-JAY provides capacity-building support to hospitals and state governments to enhance their capabilities to implement the scheme. This includes training programs for hospital staff, IT system training, and workshops for state government officials.

These support systems ensure that PM-JAY is implemented effectively and efficiently, and beneficiaries can access quality healthcare services without any financial burden.

 How to get PMJAY ID From UTIITSL Portal-

 How to get PMJAY ID From UTIITSL Portal.

To get a PMJAY (Pradhan Mantri Jan Arogya Yojana) ID from UTIITSL (UTI Infrastructure Technology And Services Limited) portal, you can follow these steps:

1.Visit the UTIITSL PMJAY portal at
2.Click on the "Register" button on the top right corner of the page.
3.Select your state and search for your name in the provided search box. Enter your mobile number, 4.Aadhaar number, and captcha code. Click on the "Generate OTP" button.
5.Enter the OTP received on your mobile number and click on the "Submit" button.
6.Once your details are verified, you will receive a PMJAY ID on your registered mobile number.
7.Alternatively, if you already have an Aadhaar number, you can check if you are eligible for the PMJAY scheme and obtain your PMJAY ID by following these steps:

8.Visit the PMJAY website at
9.Click on the "Am I Eligible?" tab and enter your Aadhaar number.
If you are eligible for the scheme, your name and other details will be displayed along with your PMJAY ID.

Reviews about PMJAY ID?

 How to get PMJAY ID From UTIITSL Portal.

Ayushman Bharat Scheme, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship health insurance scheme launched by the Government of India in 2018. Here are some reviews about the scheme:

a.Positive Reviews:
The Ayushman Bharat Scheme has been lauded for its comprehensive coverage of healthcare services, including pre-and post-hospitalization, diagnostics, and medicines. This has made healthcare more accessible and affordable for millions of people across the country.

The scheme has also been successful in reducing out-of-pocket expenses for healthcare, which has been a major financial burden for many families in India.
The scheme has also helped to address the issue of inequity in access to healthcare services by providing coverage to vulnerable sections of society, such as women, children, and senior citizens.
Negative Reviews:

Some critics have raised concerns about the quality of healthcare services provided under the scheme, especially in rural areas. There have been reports of inadequate infrastructure and lack of skilled healthcare professionals, which have affected the delivery of healthcare services.
There have also been concerns about the financial sustainability of the scheme, given the high cost of healthcare services in India. There have been instances of hospitals overcharging patients, which has put a strain on the scheme's finances.

Some critics have also pointed out that the scheme does not address the root causes of poor health outcomes, such as poor sanitation and hygiene, and inadequate nutrition.
Overall, the Ayushman Bharat Scheme has been a significant step towards providing universal healthcare coverage in India. While there are some challenges that need to be addressed, the scheme has been successful in improving access to healthcare services for millions of people across the country.

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