CSC Digipay New Portal Registration 2025 - CSC Digipay Lite New Update Today - CSC Digipay Update

 

What is CSC ?

CSC Digipay New Portal Registration 2025 - CSC Digipay Lite New Update Today - CSC Digipay Update

A Common Service Center (CSC) is an initiative under the Digital India program of the Government of India. It is designed to provide access to e-governance services and other digital services to rural and underserved communities. CSCs act as access points for the delivery of various services, bridging the digital divide in areas with limited or no internet connectivity.

Key Features of CSCs:

1. Government Services:

   • Birth and death certificates
   • Ration cards
   • PAN card applications
   • Passport applications
   • Land records and other official documentation

2. Financial Inclusion:

   • Banking and insurance services
   • Aadhaar-enabled payment services
   • Pension distribution under schemes like PMJDY (Pradhan Mantri Jan Dhan Yojana)

3. Educational Services:

   • Skill development and training programs
   • Online exam registration
   • Digital literacy programs like PMGDISHA (Pradhan Mantri Gramin Digital Saksharta Abhiyan)

4. Healthcare Services:

   • Telemedicine
   • Health check-up bookings
   • Distribution of health-related information

5. Utility Services:

   • Payment of electricity and water bills
   • Mobile and DTH recharges

6. E-Commerce:

   • Access to online shopping platforms
   • Local product promotion and sale through CSC networks

Role of Village Level Entrepreneurs (VLEs):

Each CSC is operated by a Village Level Entrepreneur (VLE), who is responsible for managing the center and delivering services to the local population. VLEs are typically individuals from the local community.

Benefits of CSCs:

• Promotes digital literacy and access to government services in remote areas.
• Enhances employment opportunities for local communities.
• Encourages economic growth by facilitating online services and transactions.

How to Open a CSC:

To open a CSC, one must register through the official CSC portal and meet the required infrastructure and connectivity criteria, such as having a computer, printer, scanner, and internet access.

CSC Digipay New Portal Link: Click here

What is CSC Digipay ?

CSC DigiPay is a digital payment solution introduced by Common Service Centers (CSCs) under the Digital India initiative. It is a secure and user-friendly platform designed to enable financial inclusion, particularly in rural and semi-urban areas where banking services may not be readily accessible. DigiPay utilizes Aadhaar-enabled Payment System (AePS) for seamless financial transactions.

Features of CSC DigiPay:

1. Aadhaar-Enabled Payment System (AePS):

   • Allows transactions using Aadhaar authentication.
   • Services include cash withdrawal, balance inquiry, and mini statements.

2. Banking at Doorstep:

   • Operated by Village Level Entrepreneurs (VLEs), DigiPay enables residents to access banking services without visiting a bank branch.

3. Interoperability:

   • Supports transactions from multiple banks via a single platform.

4. Micro-ATM Functionality:

   • VLEs can use the system like a micro-ATM to facilitate cash withdrawals and deposits.

5. Ease of Access:

   • Simple interface for VLEs to assist citizens in financial transactions.
   • Available in regional languages for better accessibility.

6. Financial Inclusion:

   • Promotes access to banking services for the unbanked and underbanked population.

Services Offered by CSC DigiPay:

• Cash Withdrawal: Using Aadhaar-linked bank accounts.
• Balance Inquiry: To check account balances.
• Mini Statement: For recent transaction history.
• Domestic Money Transfer: Transfer funds to any bank account.
• Bill Payments and Recharges: Pay utility bills or recharge mobile/DTH services.

How CSC DigiPay Works:

1. Authentication:

   • Transactions are authenticated using Aadhaar number and biometric verification (fingerprint or iris scan).

2. Transaction:

   • The VLE initiates the requested service, such as withdrawal or balance inquiry, using the DigiPay application.

3. Instant Confirmation:

   • The system provides real-time confirmation of the transaction.

4. Receipt Generation:

   • A receipt is generated for the customer, ensuring transparency.

Benefits of CSC DigiPay:

• Convenience: Enables financial transactions in remote areas without the need for ATMs or banks.
• Accessibility: Encourages financial inclusion by providing services to those without smartphones or traditional banking access.
• Employment: Empowers VLEs by generating income through service commissions.

Requirements to Use CSC DigiPay:

• A CSC ID (for VLEs).
• A smartphone or computer with the DigiPay application installed.
• Biometric authentication device (e.g., fingerprint scanner).

How to Get Started:

1. Register as a CSC VLE via the official CSC portal.
2. Download the CSC DigiPay application from the official website or authorized source.
3. Set up the required hardware, including a biometric device.
4. Start offering services to your community.

DigiPay is a critical tool in advancing the Digital India mission by making financial services accessible to all, especially in underserved areas.

CSC Digipay New Portal Link: Click here

CSC Digipay Commission Structure

CSC DigiPay offers Village Level Entrepreneurs (VLEs) commissions for facilitating various financial transactions. Here's a breakdown of the commission structure:

AEPS (Aadhaar Enabled Payment System) Commission:

VLEs earn commissions based on the transaction amount for services like cash withdrawals.

Transaction Amount (₹)	Gross Commission (₹)	TDS (5%) (₹)	Net Commission (₹)
100	0.32	0.016	0.304
500	1.92	0.096	1.824
1000	3.92	0.196	3.724
2000	7.92	0.396	7.524
3000 and above	11.92	0.596	11.324

Note: Transactions below ₹100 do not earn a commission.

Domestic Money Transfer (DMT) Commission:

For transferring funds on behalf of customers, VLEs receive commissions as follows:

Transaction Amount (₹)	Gross Commission (₹)	TDS (5%) (₹)	Net Commission (₹)
100	4.78	0.24	4.54
500	4.78	0.24	4.54
1000	4.78	0.24	4.54
1500	8.17	0.41	7.76
2000	11.56	0.58	10.98
5000	31.90	1.59	30.30

VLEs may charge customers a service fee for DMT transactions, which contributes to their commission.

Micro ATM Commission:

When VLEs use CSC's Micro ATM services, they earn commissions based on transaction amounts:

Transaction Amount (₹)	Gross Commission (₹)	TDS (5%) (₹)	Net Commission (₹)
100	0.40	0.01	0.39
500	2.00	0.06	1.94
1000	4.00	0.12	3.88
2000	8.00	0.24	7.76
3000 and above	12.00	0.36	11.64

These commissions are subject to applicable taxes and may vary; it's advisable to consult official CSC resources for the most current information.

CSC Digipay New Portal Link: Click here

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